Each woman can use the help of a midwife for the pregnancy, birth and the initial period with the baby. Please get in touch in good time. Some midwives have a contract with the health insurance provider, which means these services are free of charge. First you must personally pay a midwife without a health insurance contract. Then you will receive 80% of the health insurance fund rate from the health insurance provider. If you have planned an outpatient birth or home birth, a midwife can already accompany during the pregnancy.